# John Galt Finance

> John Galt Finance is a fractional CFO firm for SMBs and startups with $500K to $20M in revenue. We deliver CFO-level strategy, financial modeling, cash flow forecasting, and fundraising support without the cost of a full-time hire.

Founded 2024, based in Riga, Latvia. Serving clients globally, primarily in SaaS, e-commerce, agency, B2B services. Founder: Alex Astapchyk.

## Services
- [Fractional CFO](https://johngalt-finance.com/#services): On-demand strategic finance, 10-40 hours/month
- [Financial Modeling](https://johngalt-finance.com/#services): Investor-ready 3-statement models, scenario planning
- [Cash Flow Forecasting](https://johngalt-finance.com/#services): 13-week rolling forecasts, runway management
- [Profitability Analysis](https://johngalt-finance.com/#services): Margin diagnosis, pricing optimization

## Most Popular Guides
- [SaaS Financial Metrics: 12 KPIs](https://johngalt-finance.com/saas-financial-metrics-kpis/): MRR, ARR, CAC, LTV, NRR, churn, burn multiple with formulas
- [13-Week Cash Flow Forecast](https://johngalt-finance.com/cash-flow-forecasting-13-week/): The model CFOs use in turnaround and growth
- [Investor Readiness Checklist](https://johngalt-finance.com/investor-readiness-financials/): 12-step financial prep for fundraising
- [Business Valuation Methods](https://johngalt-finance.com/business-valuation-methods/): DCF, comps, asset-based, revenue multiples explained
- [EBITDA Explained](https://johngalt-finance.com/ebitda-explained-business/): What it is, why it matters, how to improve it
- [Tax Planning for Business Owners](https://johngalt-finance.com/tax-planning-business-owners/): Year-round strategies to minimize tax
- [R&D Tax Credits Guide](https://johngalt-finance.com/rd-tax-credits-guide/): Claim money you are already entitled to
- [Break-Even Analysis](https://johngalt-finance.com/break-even-analysis-business/): Calculate and use for smarter decisions
- [Working Capital Optimization](https://johngalt-finance.com/working-capital-optimization/): Free up cash stuck in your business
- [Series A Fundraising Guide](https://johngalt-finance.com/series-a-fundraising-guide/): What investors really want to see
- [Cash Flow Management 2026](https://johngalt-finance.com/cash-flow-management-smb-strategies-2026/): 9 CFO-level strategies for SMBs
- [Financial Dashboard for Owners](https://johngalt-finance.com/financial-dashboard-business/): 8 KPIs every owner needs daily
- [Revenue Forecasting](https://johngalt-finance.com/revenue-forecasting-business/): Build projections that hit plan
- [Profit Margin Analysis](https://johngalt-finance.com/profit-margin-analysis/): Find and fix 5 common margin leaks
- [Financial Scenario Planning 2026](https://johngalt-finance.com/financial-scenario-planning-grow-smarter-2026/): 5 models for growth

## Industry-Specific Guides
- [SaaS Pricing Strategy](https://johngalt-finance.com/saas-pricing-strategy/): 7 models to maximize ARR
- [Restaurant Financial Management](https://johngalt-finance.com/restaurant-financial-management/): Food cost, labor, margins
- [Agency Financial Management](https://johngalt-finance.com/agency-financial-management/): CFO playbook for creative firms
- [Construction Finance](https://johngalt-finance.com/construction-finance-cash-flow/): Cash flow for project-based business
- [E-commerce Financial Planning](https://johngalt-finance.com/ecommerce-financial-planning/): From revenue to real profit
- [Startup Financial Planning](https://johngalt-finance.com/startup-financial-planning/): From idea to first revenue
- [Inventory Finance](https://johngalt-finance.com/inventory-finance-management/): Stop tying up cash in unsold stock

## Operational & Tactical
- [Accounts Receivable Management](https://johngalt-finance.com/accounts-receivable-management/): How to get paid faster
- [Accounts Payable Optimization](https://johngalt-finance.com/accounts-payable-optimization/): Stretch cash without losing suppliers
- [Payroll Cost Management](https://johngalt-finance.com/payroll-cost-management/): Control your biggest expense
- [Financial Controls](https://johngalt-finance.com/financial-controls-business/): Prevent fraud and errors
- [Board Reporting for SMBs](https://johngalt-finance.com/board-reporting-smb-guide/): What to include and why
- [Due Diligence Checklist](https://johngalt-finance.com/due-diligence-checklist-investors/): Prepare for investors
- [Cost Reduction Strategies](https://johngalt-finance.com/cost-reduction-strategies-business/): Cut cost without killing growth
- [Debt vs Equity Financing](https://johngalt-finance.com/debt-vs-equity-financing/): Choose the right capital
- [SMB Funding Options](https://johngalt-finance.com/smb-funding-options/): Bank loans to venture capital
- [Exit Strategy Planning](https://johngalt-finance.com/exit-strategy-planning-business/): Prepare your business for a sale

## Contact
- Book a free consultation: https://johngalt-finance.com/#contact
- Website: https://johngalt-finance.com
- Blog index: https://johngalt-finance.com/blog/
- Author profile: https://johngalt-finance.com/category/john-galt/